Transforming Leasing. Beyond Software.

Charisma Asset

Charisma Asset Finance

Finance Universe

Universe

TotalSoft is a global leader in digital transformation for asset finance and leasing. With 30+ years of expertise, we empower financial institutions, captives, and leasing companies to replace manual processes with intelligent, scalable, and compliant digital ecosystems.

TotalSoft is a global leader in digital transformation for asset finance and leasing. With 30+ years of expertise, we empower financial institutions, captives, and leasing companies to replace manual processes with intelligent, scalable, and compliant digital ecosystems.

We believe every client is a valuable, long-term partner.

+1,000

clients

+1,000

clients

+1,000

clients

+15

industries

+15

industries

+15

industries

+40

countries

+40

countries

+40

countries

Purple Ring
Purple Ring
Rays

Driving the future of leasing

Why choose Charisma Financial Solutions?

Why choose Charisma Financial Solutions?

Leasing is evolving, and staying ahead means choosing a platform built for tomorrow.

Digital Demands

Customers expect self-service, speed, and transparency

Digital Demands

Customers expect self-service, speed, and transparency

Digital Demands

Customers expect self-service, speed, and transparency

Compliance Pressure

Regulations grow more complex across markets

Compliance Pressure

Regulations grow more complex across markets

Compliance Pressure

Regulations grow more complex across markets

Operational Costs

Manual workflows slow growth and increase risk

Operational Costs

Manual workflows slow growth and increase risk

Operational Costs

Manual workflows slow growth and increase risk

Optimize your Time-to-Yes

Speed up decision-making and reduce time to approval

Optimize your Time-to-Yes

Speed up decision-making and reduce time to approval

Optimize your Time-to-Yes

Speed up decision-making and reduce time to approval

Our Vision

Zero Back-Office:

Zero Back-Office:

Empowering Brands

Efficiency Reimagined

Efficiency Reimagined

Efficiency Reimagined

We eliminate inefficiencies caused by outdated systems. TotalSoft doesn’t just deliver software — we act as a strategic partner, guiding your complete digital transformation and helping you scale across countries, markets, and business models.

We eliminate inefficiencies caused by outdated systems. TotalSoft doesn’t just deliver software — we act as a strategic partner, guiding your complete digital transformation and helping you scale across countries, markets, and business models.

We eliminate inefficiencies caused by outdated systems. TotalSoft doesn’t just deliver software — we act as a strategic partner, guiding your complete digital transformation and helping you scale across countries, markets, and business models.

Team Working
Team Working
Team Working

Services

Charisma Financial Services

AI-Powered Services

One Ecosystem, Many Solutions

One Ecosystem, Many Solutions

Charisma Asset Finance

End-to-end lifecycle management for leasing, loans and credit

Villa

Charisma Asset Finance

End-to-end lifecycle management for leasing, loans and credit

Villa

Charisma Asset Finance

End-to-end lifecycle management for leasing, loans and credit

Villa

Scalable & Flexible

Cloud or on-premise, multi-country, multi-language and compliance-ready

Paper Floating

Scalable & Flexible

Cloud or on-premise, multi-country, multi-language and compliance-ready

Paper Floating

Scalable & Flexible

Cloud or on-premise, multi-country, multi-language and compliance-ready

Paper Floating

Collaboration Hub

A vertical ecosystem that unites financiers, dealers, manufacturers and institutions

Car

Collaboration Hub

A vertical ecosystem that unites financiers, dealers, manufacturers and institutions

Car

Collaboration Hub

A vertical ecosystem that unites financiers, dealers, manufacturers and institutions

Car

Modern Technology

API-first, AI-driven, microservices-based and future-proof

Man Wearing Glasses

Modern Technology

API-first, AI-driven, microservices-based and future-proof

Man Wearing Glasses

Modern Technology

API-first, AI-driven, microservices-based and future-proof

Man Wearing Glasses

All you need

What you gain?

What you gain?

What you gain?

From Complexity to Competitive Advantage

From Complexity to Competitive Advantage

From Complexity to Competitive Advantage

Faster Growth

Quicker time-to-market for new products and services

Faster Growth

Quicker time-to-market for new products and services

Faster Growth

Quicker time-to-market for new products and services

Operational Excellence

Automated workflows and streamlined back-office

Operational Excellence

Automated workflows and streamlined back-office

Operational Excellence

Automated workflows and streamlined back-office

Client Experience

Digital onboarding, self-service portals, real-time decisions

Client Experience

Digital onboarding, self-service portals, real-time decisions

Client Experience

Digital onboarding, self-service portals, real-time decisions

Compliance & Trust

Built-in regulatory frameworks across 40+ countries

Compliance & Trust

Built-in regulatory frameworks across 40+ countries

Compliance & Trust

Built-in regulatory frameworks across 40+ countries

Man Using Laptop
Man Using Laptop
Man Using Laptop
Rays

Our Solutions

Out of the box solutions

Rays

Our Solutions

Out of the box solutions

Rays

Our Solutions

Out of the box solutions

Testimonial

Trusted by Global Leaders

What Our Clients

in Finance & Leasing

in Finance & Leasing

Lets Build the Future of Asset Finance Together 

Lets Build the Future of Asset Finance Together 

Become a Partner

Global Growth Through

Strategic Partnerships

Join forces with us to access new markets through our proven business models for integrators, reselling, and implementation partners tailored to local needs.

Become a Partner

Global Growth Through

Strategic Partnerships

Join forces with us to access new markets through our proven business models for integrators, reselling, and implementation partners tailored to local needs.

Become a Partner

Global Growth Through

Strategic Partnerships

Join forces with us to access new markets through our proven business models for integrators, reselling, and implementation partners tailored to local needs.