Transforming Leasing. Beyond Software.
Charisma Asset
Charisma Asset Finance
Finance Universe
Universe
TotalSoft is a global leader in digital transformation for asset finance and leasing. With 30+ years of expertise, we empower financial institutions, captives, and leasing companies to replace manual processes with intelligent, scalable, and compliant digital ecosystems.
TotalSoft is a global leader in digital transformation for asset finance and leasing. With 30+ years of expertise, we empower financial institutions, captives, and leasing companies to replace manual processes with intelligent, scalable, and compliant digital ecosystems.
We believe every client is a valuable, long-term partner.
+1,000
clients

+1,000
clients

+1,000
clients

+15
industries

+15
industries

+15
industries

+40
countries

+40
countries

+40
countries




Driving the future of leasing
Why choose Charisma Financial Solutions?
Why choose Charisma Financial Solutions?
Leasing is evolving, and staying ahead means choosing a platform built for tomorrow.


Digital Demands
Customers expect self-service, speed, and transparency


Digital Demands
Customers expect self-service, speed, and transparency


Digital Demands
Customers expect self-service, speed, and transparency


Compliance Pressure
Regulations grow more complex across markets


Compliance Pressure
Regulations grow more complex across markets


Compliance Pressure
Regulations grow more complex across markets


Operational Costs
Manual workflows slow growth and increase risk


Operational Costs
Manual workflows slow growth and increase risk


Operational Costs
Manual workflows slow growth and increase risk


Optimize your Time-to-Yes
Speed up decision-making and reduce time to approval


Optimize your Time-to-Yes
Speed up decision-making and reduce time to approval


Optimize your Time-to-Yes
Speed up decision-making and reduce time to approval
Our Vision
Zero Back-Office:
Zero Back-Office:
Empowering Brands
Efficiency Reimagined
Efficiency Reimagined
Efficiency Reimagined
We eliminate inefficiencies caused by outdated systems. TotalSoft doesn’t just deliver software — we act as a strategic partner, guiding your complete digital transformation and helping you scale across countries, markets, and business models.
We eliminate inefficiencies caused by outdated systems. TotalSoft doesn’t just deliver software — we act as a strategic partner, guiding your complete digital transformation and helping you scale across countries, markets, and business models.
We eliminate inefficiencies caused by outdated systems. TotalSoft doesn’t just deliver software — we act as a strategic partner, guiding your complete digital transformation and helping you scale across countries, markets, and business models.





Services
Charisma Financial Services
AI-Powered Services
One Ecosystem, Many Solutions
One Ecosystem, Many Solutions


Charisma Asset Finance
End-to-end lifecycle management for leasing, loans and credit



Charisma Asset Finance
End-to-end lifecycle management for leasing, loans and credit



Charisma Asset Finance
End-to-end lifecycle management for leasing, loans and credit



Scalable & Flexible
Cloud or on-premise, multi-country, multi-language and compliance-ready



Scalable & Flexible
Cloud or on-premise, multi-country, multi-language and compliance-ready



Scalable & Flexible
Cloud or on-premise, multi-country, multi-language and compliance-ready



Collaboration Hub
A vertical ecosystem that unites financiers, dealers, manufacturers and institutions



Collaboration Hub
A vertical ecosystem that unites financiers, dealers, manufacturers and institutions



Collaboration Hub
A vertical ecosystem that unites financiers, dealers, manufacturers and institutions



Modern Technology
API-first, AI-driven, microservices-based and future-proof



Modern Technology
API-first, AI-driven, microservices-based and future-proof



Modern Technology
API-first, AI-driven, microservices-based and future-proof

All you need
What you gain?
What you gain?
What you gain?
From Complexity to Competitive Advantage
From Complexity to Competitive Advantage
From Complexity to Competitive Advantage
Faster Growth
Quicker time-to-market for new products and services
Faster Growth
Quicker time-to-market for new products and services
Faster Growth
Quicker time-to-market for new products and services
Operational Excellence
Automated workflows and streamlined back-office
Operational Excellence
Automated workflows and streamlined back-office
Operational Excellence
Automated workflows and streamlined back-office
Client Experience
Digital onboarding, self-service portals, real-time decisions
Client Experience
Digital onboarding, self-service portals, real-time decisions
Client Experience
Digital onboarding, self-service portals, real-time decisions
Compliance & Trust
Built-in regulatory frameworks across 40+ countries
Compliance & Trust
Built-in regulatory frameworks across 40+ countries
Compliance & Trust
Built-in regulatory frameworks across 40+ countries




Our Solutions
Out of the box solutions
Dealer Portal
Origination
Contract management
Client Portal
Accounting
Collection
Wholesale Stock Finance

Our Solutions
Out of the box solutions
Dealer Portal
Origination
Contract management
Client Portal
Accounting
Collection
Wholesale Stock Finance

Our Solutions
Out of the box solutions
Dealer Portal
Origination
Contract management
Client Portal
Accounting
Collection
Wholesale Stock Finance


Testimonial
Trusted by Global Leaders
What Our Clients
in Finance & Leasing
in Finance & Leasing
Let’s Build the Future of Asset Finance Together
Let’s Build the Future of Asset Finance Together

Become a Partner
Global Growth Through
Strategic Partnerships
Join forces with us to access new markets through our proven business models for integrators, reselling, and implementation partners tailored to local needs.

Become a Partner
Global Growth Through
Strategic Partnerships
Join forces with us to access new markets through our proven business models for integrators, reselling, and implementation partners tailored to local needs.

Become a Partner
Global Growth Through
Strategic Partnerships
Join forces with us to access new markets through our proven business models for integrators, reselling, and implementation partners tailored to local needs.